ERGO
Flight Delay Protection
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✦ Automatic flight delay compensation

Get paid automatically when your flight is delayed

ERGO Flight Delay Protection monitors your flights in real time and pays out directly to your bank account — no forms, no waiting, no chasing.

See how it works

Available through your insurer's portal · Covers individuals, families & groups

How it works

Three simple steps

Register once through your insurer's portal, and we handle everything from monitoring through to payment — automatically.

1

Validate your policy

Enter your policy number and email. We verify your cover and confirm the payout amount you're entitled to.

2

Register your flights

Search by flight number or route. Add all the flights you want to protect — as many as your policy allows.

3

Receive your payment

If a qualifying delay is confirmed, compensation lands in your bank via Faster Payments — typically within two hours.


Policy types

Cover for every kind of trip

Whether you're traveling once or taking multiple trips throughout the year, your policy type determines how flights are registered.

✦ Annual Multi-Trip

Unlimited trips, all year round

Your policy covers every trip you and the people named on your policy take during the year. Register new flights any time within your cover period.

Covers all named travelers on the policy
Register flights throughout the year as you book them
Different travelers can be on different flights
Payout per person, per qualifying delay
✈ Single Trip

One trip, one registration

Your policy covers a specific trip. Register the outbound and return flights at the time of purchase and you're protected for that journey.

Covers all travelers on the booking
Register your outbound and return flights
Cover active for the duration of your trip
Payout per person, per qualifying delay

Why ERGO Flight Delay

Built for speed and simplicity

Every part of the service is designed to be effortless — for customers and insurers alike.

Real-time flight monitoring

We subscribe to live OAG flight data so delays are detected the moment they're confirmed.

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Faster Payments payout

Compensation is sent via Modulr Faster Payments — funds typically arrive within two hours of a qualifying delay.

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Bank-grade security

Bank details are encrypted with AES-256-GCM and never exposed beyond the payment processor.

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White-labelled experience

Fully branded to your insurer — logos, colours, and terms are all customised per tenant.

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Instant policy verification

Cover is verified at the point of registration so customers always know exactly what they're entitled to.

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Email notifications

Confirmation on registration and again when a payout is triggered — customers stay informed at every stage.

Already have flight delay cover?

Register your flights through your insurer's dedicated portal. You'll need your policy number and the email address on your policy.

Find your insurer's portal